Reimagining insurance for a warming world

The problem: Insurance is supposed to protect us in hard times, but this essential safety net is fraying. As the Earth heats up, sea levels are rising and storms, floods and wildfires are getting worse in many places. That’s putting homes, businesses and entire communities at risk, contributing to higher premiums and making it harder to find insurance coverage.

What we’re doing about it: EDF is advancing solutions to keep costs down, strengthen insurance markets and ensure that households, farmers and others have the resources to recover from disasters. We’re also identifying ways the insurance industry can drive action on climate change, promote conservation of nature and help build more resilient communities.